SME business insurance
Choosing the right SME business insurance cover
Business insurance policies can be tailored to the needs of your business, allowing you to select relevant sections of cover and combine them under one policy. The types of cover available, and the extent of protection provided, can vary considerably between insurers, so it is important to consider the specific risks associated with your business when arranging your insurance.
Some of the common types of cover that may be included in an SME business insurance policy include:
Property damage
Cover for damage to business assets such as buildings, contents, stock and customers’ goods in the event of an insured incident.
Business interruption
Cover for loss of profits and certain additional expenses following an insured property damage event that interrupts your business operations.
Burglary and theft
Cover for theft of goods and other insured property from your business premises.
Money
Cover for theft of money in various circumstances, whilst on the premises during business hours, outside business hours, during transit, in a locked safe and even at private residences, depending on the policy.
Liability
Cover for legal liability arising from injury to third parties or damage to third-party property.
General property
Cover for portable business property taken away from your premises against material damage perils.
Computer and electronic equipment
Cover for loss of or damage to computers and other electronic equipment.
Maple Insurance & Risk
Level 5, 20 Bond Street
Sydney, NSW, 2000
info@mapleinsurance.com.au
(02) 8329 0999
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Maple Managed Risk Pty Ltd trading as Maple Insurance & Risk is a Corporate Authorised Representative of Insurance Advisernet Australia Pty Ltd. AFSL No. 240549.
Corporate Authorised Representative No. 1288279. Visit the Insurance Advisernet website.
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